Thursday, October 23, 2008

Arizona Proposition 101 - NO

Prop 101 prohibits any government in Arizona from passing laws that criminalize health insurance decisions. Like nearly everything having to do with health insurance, the comments about the initiative confuse health insurance and health care. Be aware, this proposition speaks only about health insurance, it says nothing about obtaining health care.

The arguments against Prop 101 are all focused on the fact that this proposition would prevent the state from creating a mandatory state-wide health care plan. There is also an argument that future government decisions shouldn't be restricted in this way.

Let's take the second issue first. It is the nature of constitutional amendments to restrict the governments actions. You may disagree with any particular amendment, but no one who believes in the governmental approach of the United States can be against the concept of amending the constitution, although obvious care must be taken in this process (which is why I am against using the initiative process to amend the constitution in general).

Which leads to the first issue. I am against, as a matter of principal, the very notion of government-mandated health insurance program. Such programs are failing around the world, and I do not believe that the government has the solution. I believe that some regulation, along with an increase in the options people have, and a decrease in the tax regulations around health insurance, has a great chance of making real in-roads in increasing the availability of affordable health care for most people.

All that being said, I do not know if this proposition is a good idea. Again, I am hesitant to make changes to the constitution in the absence of a crisis. Since I do not see a crisis, I am inclined to vote NO on 101, although I can understand why someone else may vote for it.

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